The Gay Retirement Gui For Fabulo LGBTQ Fancial Planng

Contents:

• RISHI SUNAK APOLOGIS TO LGBT VETERANS FOR PAST ARMED FORC GAY BAN
• CALIFORNIA VOTERS WILL BE ASKED TO REAFFIRM GAY MARRIAGE PROTECTNS ON 2024 BALLOT
• A NEW START AFTER 60: I’M GAY BUT HAD DONE NOTHG FOR LGBTQ+ PEOPLE. SO I ED MY PENSN TO LNCH A LOTTERY
• THE GAY RETIREMENT GUI FOR FABULO LGBTQ FANCIAL PLANNG
• GAY PENSNEN & GäSTEZIMMER DTSCHLAND
• GAY REPARATNS ARE PAST DUE
• GAY MOSW MOSW CY GUI
• GAY UPLE TAKE PENSN RIGHTS BATTLE TO URT OF APPEAL

RISHI SUNAK APOLOGIS TO LGBT VETERANS FOR PAST ARMED FORC GAY BAN

Bisexual men are perceived to sound more mascule than men who are straight, acrdg to a study of Atralian subjects.Amics at the Universy of Sydney pared the voic of gay, straight and bisexual men a study volvg 160 people.In the rearch led by clil psychologist Jam Morandi, people were reced to analyse the voic of 60 men, 20 of whom were gay, 20 straight and 20 bisexual. They were then asked to rate the men on their sexual orientatn g a sle om zero (exclively heterosexual) to 10 (exclively homosexual).Listeners were also asked to rate each man’s perceived level of femy or masculy the voic on a siar sle.The men volved the study were asked to rerd themselv on a smartphone recg the first two l of the Atralian natnal anthem.Voice sampl were then modified to remove any background noise while volume levels were ma the same to ensure nsistency.Rults om the study showed listeners uld distguish between gay and straight men’s voic wh an accuracy of 62 per cent, apparently nsistent wh prev rearch.However, the study participants uld not terme any differenc between bisexual and straight men’s voic wh any gree of accuracy. The thors said their rearch showed bisexual men’s voic were perceived as beg more exclively attracted to women pared wh both gay and straight men’s voic.Bisexual men’s voic were rated as more mascule than both gay and straight men’s voic.Rearchers claimed the abily to intify a man’s bisexual inty om his voice alone uld have cril social implitns such as helpg to rce feelgs of alienatn.‘Voice may unter visibily many bisexuals feel’An abstract of the study, tled Can listeners tect if a man is bisexual om his voice alone, reads: “The prent study examed whether bisexual men n be intified om their voic ak to how gay men n be intified on their voice alone.“If this is the se, voice may be an important target of discrimatn on the one hand but may also unter the visibily many bisexuals feel (if their bisexual inti n be apprehend by their voice alone, whout explic disclosure required).“The fdgs may also she light on whether bisexual male voic, like gay male voic, differ om straight voic terms of their genr non-nformy – a qutn that to date has not been examed.”But amics noted the rearch was limed on the grounds all men who participated the study are Atralian, which may not be reflected among wir cultur.And the thors nced the study did not ntrol for the rerdg environment or microphone-to-mouth distance, which uld have affected the qualy of the voice sampl.The thors said the fdgs suggted that while the voic of bisexual men the sample were perceived as more mascule and attracted to femal, listeners did not associate this imprsn wh bisexualy.As a rult, while bisexual men may appear to be at lower risk of facg voice-based intifitn and discrimatn than gay men, they may often be mistaken as beg straight.The study was published the Journal of Sex Rearch.

Image source, Emma RileyImage ptn, Rad operator Emma Riley was discharged om the Navy for beg a lbian the 1990sRishi Sunak has apologised for the historil treatment of LGBT veterans who were sacked or forced out of the ary for beg PM lled the ban an "appallg failure" of the Brish was illegal to be gay the Brish ary until 2000 - wh thoands of veterans thought to be affected. Addrsg MPs, the prime mister said: "Many endured the most horrific sexual abe and vlence, homophobic bullyg and harassment all while bravely servg this untry. "The LGBT Veterans Inpennt Review, led by Bra's first openly gay judge Lord Etherton, began last year and heard about the experienc of 1, 145 veterans between 1967 to 2000.

Acrdg to the report, the Mistry of Defence said at the time that jtifitn for the policy clud "matenance of operatnal effectivens and efficiency" - but the report said there had been an "prehensible policy of homophobic bigotry" the armed forc. It heard shockg acunts of homophobia, bullyg, blackmail, sexual asslts, "disgraceful" medil examatns, and nversn mak 49 remendatns to the ernment cludg:Affected veterans to be given an "appropriate fancial reward" pped at £50m overallThe rtoratn of medals that had to be hand back on dismissal or dischargeThe clarifitn of pensn rights The prentatn of a special veterans' badgeThe ernment said would rpond full after summer of the veterans affected watched the PM's public of them, Emma Riley, 51, was a Royal Navy rad operator for three years before she was arrted and discharged for beg a lbian after tellg a lleague her sexualy the early told BBC News she weled the report, and hoped would be put to place "swiftly.

CALIFORNIA VOTERS WILL BE ASKED TO REAFFIRM GAY MARRIAGE PROTECTNS ON 2024 BALLOT

Carol Man, who was dismissed after tellg her boss she was gay 1978, kept her sexualy secret for another 30 years and said she had been "robbed" of her life. "Olympian Dame Kelly Holm, who served the army and me out as gay last year, lled the publitn of the report a "historic moment", while Cathere Dixon, a former army officer who is now vice chair at Stonewall, said was "an important step towards jtice" for those whose ary reers were "ed" bee of their sexualy. Many still have a crimal rerd to this also tails how some veterans faced a plete loss of e, while others were emed eligible to claim their pensn bee of their report more than 20 years after four servicemen and women, who were sacked for beg gay, won a se the European Court of Human Rights and overturned the armed forc chary Royal Brish Legn lled on the ernment to accept the report's remendatns chary's director general Charl Byrne weled both the report and Mr Sunak's "landmark apology", sayg many people who had dited their liv to the untry were "forced or felt prsured to leave the armed forc, and this mistreatment stroyed or shortened their reer".

Californians will vote on a proposal to amend the state Constutn on the 2024 ballot to reaffirm gay marriage rights — a ut move that amid natnal anxiety after recent lgs by the nservative-leang U.

Although there is no current threat to the legaly of gay marriage, and Print Bin signed a bill safeguardg last year, the Democratic-domant state Legislature is seekg to remove language om California’s Constutn that still f marriage as between a man and outdated state fn has been emed unenforceable and unnstutnal thanks to feral law, but LGBTQ advocy groups are askg voters to repeal and amend the California Constutn to stead explicly state that marriage is “a fundamental right.

A NEW START AFTER 60: I’M GAY BUT HAD DONE NOTHG FOR LGBTQ+ PEOPLE. SO I ED MY PENSN TO LNCH A LOTTERY

Gav Newsom was out of state, Senate lear Toni Atks (D-San Diego) signed bills to law on his behalf as the first out gay actg ernor.

’” Now, he says, a richer “new life” has opened says he has mostly avoid homophobia, spe livg wh David Dubai for 13 years, though he has never felt fortable “walkg down the street holdg hands”. For many gays, lbians, bisexuals, transgenr, and queers, the stereotypil ia of retirement appears to not be that appealg. Gay upl are not takg up golf and spendg time wh the grandkids at the same pace as their heterosexual unterpart.

In fact, I am wrg this post om Palm Sprgs, which appears to attract a bevy of gays and lbians livg their bt liv!

THE GAY RETIREMENT GUI FOR FABULO LGBTQ FANCIAL PLANNG

Homophobia n hurt the qualy of your retirement, whether your worth is tens of lns of dollars or close to zero.

" Acrdg to the US Department of the Treasury, on average, gay married upl earn more than lbian upl who earn more than oppose-sex upl. I unt myself extremely fortunate that at 22 years old, a gay mentor sat down wh me and helped me open my first Roth IRA.

GAY PENSNEN & GäSTEZIMMER DTSCHLAND

MORE FROM FORBESGay Fancial Advisor Shar 6 Ways To Take Pri In Your FancBy David RaeLGBT Amerins Are Rponsible for Carg for Other Fay Members. I gus some s, is assumed a gay uple wh no children will have more time and flexibily to re for agg fay members pared to a parent tryg to raise their children. Breakg this down further, jt 19% of gay men have fancially pennt children, while 28% of lbians report havg fancially pennt children.

In realy, the number of people who have to provi some support for agg parents will likely be much higher than the percentag whether you are gay, straight, or otherwise.

Carg for agg parents n stall reers, lim retirement savgs as gay workers near retirement, or the worst-se scenars, bankptcy after the parent pass. I know many of my iends (and gay fancial planng clients) are expectg to receive re om, or give re to, their chosen fai (iends). Acrdg to SAGE, a reported 21% of gay retire provi re for an elrly iend, pared to jt 6% of heterosexual elrs.

GAY REPARATNS ARE PAST DUE

Especially for olr gay upl, who were married later life, LTC verage may not be available, or is likely to be st prohibive.

GAY MOSW MOSW CY GUI

Pl, all married upl will have fewer hurdl to jump through to avoid tax problems when one spoe is payg for long-term re for the other same-sex gays and lbian upl are startg fai. The experience of beg gay Ameri will be different for a child born today pared wh someone who is already a gay retiree.

GAY UPLE TAKE PENSN RIGHTS BATTLE TO URT OF APPEAL

Wh many the LGBT muny already playg tch-up regardg retirement savgs, this n put many gay parents even further behd the eight ball. Make a pot to save more aggrsively for retirement, and beg vtg earlier for your gay retirement to ee up more money to start and raise your fay when that time .

When you pair s of stutnal homophobia wh gays flockg to high-st-of-livg ci, the AIDS crisis, and trangement om fai, among other thgs, you have a recipe for higher levels of fancial secury the LGBT muny. The LGBT pay gap and homophobia have also stunted the reers and wealth accumulatn of many the LGBT muny.