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Gay male upl often face an expensive journey to parenthood, wh surrogacy or adoptn their primary choic. Workplace fertily benefs often fall short.

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THE HIGH COST OF BEG GAY

Members of the LGBT muny face unique fancial hurdl. Here's how to handle budgetg, tate planng, cred rd bt and livg expens if you're a member of the lbian, gay, bisexual, transgenr muny. * cost gay *

Dpe beg fancial profsnals who had plenty of knowledge about money, they realized their "fancial troubl had roots beg LGBT, " Schneir LGBT acronym means lbian, gay, bisexual and transgenr and may be lengthened to clu queer, tersex and asexual inti to the mix. "We both me om a time and place where wasn't OK to be gay, " Schneir says.

But while longevy risk plagu much of Ameri's agg populatn, whether gay or straight, cis- or transgenr, LGBT people often need to save even more to afford their longer liv.

The more of there are helpg the LGBT muny, the easier will be for people to know that gay fancial advice is available. The bate over gay marriage has long “foced on God and Scripture, the Constutn, and equal protectn, ” said Tara Siegel Bernard and Ron Lieber The New York Tim. Lookg at factors such as health surance, Social Secury, tax, and pensns, we lculated “a uple’s lifetime st of beg gay”— the bt se for our average gay uple, st $41, 196; the worst se, $467, 562.

THE ST OF BEG GAY

* cost gay *

Fally, an analysis of the “fancial discrimatn” we gay upl face, said Andrew Sullivan The Atlantic. ” Bis, sce the ernment’s anti-gay-marriage polici “enurage gay people not to form stable, lastg relatnships, ” they also have a big societal st. “I’ve always supported gay marriage myself, ” said Wisns law profsor Ann Althoe her blog, but the Tim’ analysis mers some skepticism.

Their average uple earns $140, 000 a year, and their analysis really appli to all unmarried upl, not jt gay upl.

GAY MALE UPL FACE MORE CHALLENG, HIGHER STS TO START A FAY

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“Sgl are shortchanged” all the same ways that gay upl are, but they also subsidize the “perks” enjoyed by all upl, gay or straight: club memberships, vatn packag, r surance, to name a few. This is pecially te for lbian, gay, bisexual, transgenr, and queer (LGBTQ+) people, who often rely on alternative paths, such as adoptn and surrogacy, to have children. "Why gay male upl face higher stsAlon Rivel, left, wh his fay.

BT AND WORST STAT FOR LGBTQ FOLKS? DIVI WORSENS AFTER 'DON'T SAY GAY,' REPORT SAYS

"As I grew up, I realized I was gay, " said Rivel, 34. He and his hband believed that "this is plete discrimatn on the surance pany's part bee we are gay men.

So go ahead and wave that big, betiful rabow flag—and, jt maybe, zero on a place to buy a great new ’s also the perfect time to pse and regnize that while the Uned Stat has e a long way om the 1969 Stonewall rts, which sparked the morn gay rights movement, 2022 is on track to break the rerd for the number of anti-LGBTQ bills troduced stat across the untry, wh at least 320 highly rtrictive bills pendg state legislatur, acrdg to the rights group Freedom for All, as we do each year, ® searched for the most LGBTQ-iendly and affordable ci for homebuyers.

We looked well past the big astal ci famo for their thrivg gay scen—and wildly exorbant home pric—like New York and San Francis. Instead, we set our sights on smaller ci that are gay-iendly and budget-iendly, where hog is still mostly priced and the overall muny and laws are more welg and favorable to lbian, gay, bisexual, transgenr, and queer dividuals.

THE HIGH PRICE OF BEG A GAY COUPLE

Worcter, MAWorcter, MA(Getty Imag)Median home list price: $350, 000The gay muny Worcter, about 40 wt of Boston, is small but mighty. There is one gay bar, MB Lounge, and plenty of LGBTQ-iendly events like the Drag Bnch, queer dance parti, and a fashn show or cy’s gay muny is bt known for Worcter Pri, a weeklong grand party thrown by the Queer Coaln of Greater Worcter early September.

And, for those who are lookg for an even bigger gay scene, both Boston and Province, RI, are not far nice thg is, Worcter, buyers won’t be payg Boston pric when lookg for hog. It’s also home to the untry’s olst ntuoly published LGBTQ newspaper, The Empty ’s not jt gay history that Rochter is known for. And while home pric have risen lately, they’re still way lower than the natn’s median list price of $447, 000 Rochter, the center of the cy’s gay neighborhood ns along the Park Avenue rridor, where buyers n grab this charmg two-bedroom, one-bathroom abo loted a few blocks off Park Avenue for $180, 000.

”There is no shortage of gay bars wh somethg for everyone—om laid-back Csh bar to the Eagle, a leather bar, home to the Oregon Bears. Portland also abounds wh LGBTQ-iendly sports and recreatn opportuni, cludg the Varsy Gay League, which aniz activi throughout the year such as kickball, soccer, yoga, strength trag, and, y, the ocsnal Mar Kart tournament. Sacramento, CASacramento, CA(Getty Imag)Median home list price: $515, 000It seems apropos that the ma gayborhood Sacramento is lled Lavenr Heights.

GAY SURROGACY COSTS FOR LGBTQ PARENTS

Loted roughly 87 om Ameri’s epicenter of gay culture (San Francis), Sacramento has s own fair share of gay-iendly shops, rtrants, bars, and activi that draw a young and active crowd. The cy’s first gay bar, Leon’s, first opened s doors durg Prohibn and has attracted the LGBTQ crowd for years.

When homosexualy was illegal and the bar hosted many closeted patrons, gay men ed to intify one another by askg, “Are you a iend of Dorothy? ”Charm Cy is not only gay-iendly, but also happens to be one of the most affordable plac on the list.

The central hub of the cy’s gay scene is the Mount Vernon neighborhood, but there are other burgeong muni as well. Hartford, CTHartford, CT(Getty Imag)Median home list price: $150, 000Followg on the heels of s neighbor Massachetts, Connecticut was the send state the untry to legalize gay marriage. More than jt the “Insurance Capal of the World, ” Hartford is home to an excg mic, theater, arts, and dg scene, and ’s que the active gay muny.

*BEAR-MAGAZINE.COM* COST GAY

The bt (and worst) US stat for LGBTQ, gay clivens 2022 .

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