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CURO Group Holdgs Corp. (NYSE:NYSE:CURO) Q2 2022 Earngs Conference Call Augt 8, 2022 5:00 PM ETCompany ParticipantsTamara Schulz - Chief Acuntg OfficerDon Gayhardt - Chief..." data-renr="ssr

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ABOUT DON GAYHARDT

A fancial servic executive wh more than 25 years of learship experience, Don Gayhardt served for a as print and CEO of CURO, a prehensive nsumer cred provir operatg unr many brands, cludg Quick Cred, LendDirect, and Revolve Fance. * don gayhardt *

A fancial servic executive wh more than 25 years of learship experience, Don Gayhardt served for a as print and CEO of CURO, a prehensive nsumer cred provir operatg unr many brands, cludg Quick Cred, LendDirect, and Revolve Fance. Don Gayhardt oversaw the pany’s acquisn of Heights Fance, a near-prime stallment lenr, late 2021, and the acquisn of First Herage Cred for $140 ln as part of a broar bs transformatn effort. Don Gayhardt led CURO om 2012 until steppg down to pursue other opportuni 2022.

Beyond his reer the fancial servic dtry, Don Gayhardt is the chairman of Mic Trag Center Holdgs, which provis high qualy mic and performg arts stctn to more than 2, 000 youth New Jersey and Pennsylvania. Gayhardt holds a B. Recently Viewed CompaniDonald F Gayhardt "Don"Former Chief Executive Officer, Curo Group Holdgs Corp.

DONALD F GAYHARDT "DON"FORMER CHIEF EXECUTIVE OFFICER, CURO GROUP HOLDGS CORP

Don Gayhardt is Former Chief Executive Officer at Curo Group Holdgs Corp. See Don Gayhardt's pensatn, reer history, tn, & memberships. * don gayhardt *

Gayhardt is our Chief Executive Officer and a member of the Board of Gayhardt has a total of more than 30 years of executive management experience leadg major acquisns and directg plex fancial transactns. Gayhardt has led the growth of the Company through s entry to the Canadian market wh the acquisn of Cash Money, diversifitn the Canadian market through the acquisn of Flexi, a leadg provir of pot-of-sale fancg, and, most recently, transformg CURO’s U.

DON GAYHARDT

Donald Gayhardt is a lear the fancial servic sector, leveragg over two s of experience. * don gayhardt *

Gayhardt holds a BBA acuntg om the Universy of Notre Dame.

Don GayhardtAlma materUniversy of Notre DameOccupatnCEO at CURO Fancial Technologi CorpOrganizatnCURO Fancial Technologi. Don Gayhardt is a senr fancial servic executive, known for his wi experience, strategic thkg and goal-oriented approach towards leadg and managg fancial servic anizatns.

DON GAYHARDT

Fancial servic executive Don Gayhardt has a strong track rerd of servg his muny, both wh and beyond the fancial servic dtry. As a board member and the munitns mtee chair of the Communy Fancial Servic Associatn * don gayhardt *

Gayhardt currently serv as the Print and CEO of CURO Group Holdgs Corp, a full-spectm nsumer cred lenr servg U.

DON GAYHARDTEXECUTIVE PHILALPHIA, PENNSYLVANIADON GAYHARDT

* don gayhardt *

Gayhardt is also regard for his abily to build posive, productive anizatnal cultur that crease employee satisfactn and allow for work-life balance.

Gayhardt holds a bachelor bs admistratn (BBA) Acuntg om the universy of Notre Dame. Gayhardt's reer spans more than 25 years the fancial servic sector. In 2012, Gayhardt beme the Print and CEO of CURO Group Holdgs Corp.

In addn to his learship of CURO, Gayhardt also is the chairman of Mic Trag Center Holdgs, which offers high-qualy mic and performg arts class at over 2, 000 lotns New Jersey and Pennsylvania. Gayhardt's learship style is based on creatg a llegial work environment that promot a healthy work-life balance to motivate employe and ultimately crease employee and ctomer satisfactn. Gayhardt is also volved philanthropy.

DONALD GAYHARDT

CURO Group Holdgs Corp. (NYSE:NYSE:CURO) Q3 2021 Rults Earngs Conference Call November 2, 2021 8:15 AM ETCompany ParticipantsDon Gayhardt - CEOBill Baker - Print and COORoger Dean..." data-renr="ssr * don gayhardt *

↑ "Don Gayhardt, CEO of CURO".

ABOUT DON GAYHARDT

CURO Group Holdgs Corp. (NYSE:NYSE:CURO) Q1 2022 Earngs Conference Call May 2, 2022 5:00 PM ETCompany ParticipantsTamara Schulz - Chief Acuntg OfficerDon Gayhardt - Chief Executive..." data-renr="ssr * don gayhardt *

Don Gayhardt on Twter. Don Gayhardt on LkedIn. Don Gayhardt on Medium.

Don GayhardtExecutive Philalphia, PennsylvaniaVis my webseDon Gayhardt is a Philalphia-based executive wh nearly 30 years of experience the fancial servic dtry. Three years after s ial vtment, the pany asked Don Gayhardt to bee s print. Gayhardt oversaw an expansn across the English-speakg Wt.

By the time he left the pany 2008, had grown to enpass more than 1, 400 stor providg fancial servic to those most Gayhardt has ntributed to the broar fancial servic dtry throughout his reer.

CURO GROUP HOLDGS CORP. (CURO) CEO DON GAYHARDT ON Q2 2022 RULTS - EARNGS CALL TRANSCRIPT

Gayhardt has also worked outsi the dtry as the chairman of a mil tn work, Mic Trag Center Holdgs, LLC. Donald Gayhardt is a lear the fancial servic sector, leveragg over two s of experience the nsumer cred dtry. Over the urse of his reer, Don Gayhardt has pleted several large acquisns of fancial servic provirs and navigated plex fancial transactns volvg pani unr his management.

About Don Gayhardt. Fancial servic executive Don Gayhardt has a strong track rerd of servg his muny, both wh and beyond the fancial servic dtry. As a board member and the munitns mtee chair of the Communy Fancial Servic Associatn of Ameri, Gayhardt draws on two s of fancial servic expertise to further the associatn’s missn of advancg nsumer fancial empowerment, matag strong nsumer protectns, and promotg fair and rponsible lendg.

Don Gayhardt also serv as a board member and chairman of the Aud Commtee wh Beneficial Bank, the olst and largt bank headquartered Philalphia. Outsi of the world of fance, Don Gayhardt ntribut to a number of muny and charable anizatns his hometown of Philalphia.

CURO GROUP HOLDGS CORP. (CURO) CEO DON GAYHARDT ON Q2 2021 RULTS - EARNGS CALL TRANSCRIPT

Gayhardt, who has four children, is also mted to groups dited to servg and improvg the liv of youth. In addn to donatg to a number of schools, Gayhardt supports Speak Up, an anizatn that works to provi opportuni and rourc for youth, parents, and tors to munite an open and safe way on cril issu such as substance abe, sex and relatnships, and body image.

Profsnally, Don Gayhardt has served as CEO of CURO Fancial Technologi Corp, a leadg provir of short-term loans and other fancial servic to unrserved ctomers, sce 2012. Gayhardt is also the chairman of Mic Trag Center Holdgs, which provis mic tn programs to thoands of stunts Pennsylvania and New Jersey through a number of anchised Gayhardt on StrikglyDon Gayhardt - Gayhardt - Curo. Donald Gayhardt - Blog.

(NYSE:CURO) Q2 2022 Earngs Conference Call Augt 8, 2022 5:00 PM ET Company Participants Tamara Schulz - Chief Acuntg Officer Don Gayhardt - Chief Executive Officer Roger Dean - Chief Fancial Officer Conference Call Participants Moshe Orenbuch - Cred Suisse John Rowan - Janney John Hecht - Jefferi Bob Napoli - William Blair Operator Good day, and wele to the CURO Holdgs Send Quarter 2022 Conference Call. After the market closed today, CURO released s rults for the send quarter 2022, which are available on the Invtors sectn of our webse at Wh me on today's ll are CURO's Chief Executive Officer, Don Gayhardt; and Chief Fancial Officer, Roger Dean. Don Gayhardt Thanks, Tamara.

CURO GROUP HOLDGS CORP. (CURO) CEO DON GAYHARDT ON Q3 2021 RULTS - EARNGS CALL TRANSCRIPT

Don Gayhardt Thank you, Moshe. Don Gayhardt Y Moshe. Don Gayhardt Y.

CURO GROUP HOLDGS CORP. (CURO) CEO DON GAYHARDT ON Q1 2022 RULTS - EARNGS CALL TRANSCRIPT

Don Gayhardt Hey John. Don Gayhardt Y, we did.

Don Gayhardt John, you're lookg at the chart?

Don Gayhardt No, would clu. Don Gayhardt And by the way, 's probably only there for a few days, right?

CURO GROUP HOLDGS' (CURO) CEO DON GAYHARDT ON Q4 2021 RULTS - EARNGS CALL TRANSCRIPT

Don Gayhardt And John this alone mak sense bee 's a quarterly rate at 11%. Don Gayhardt Y, John I'll take a swg at .

Don Gayhardt I actually thk 's been -- we feel like certaly if you look at the US Direct Lendg bs as I mentned we're seeg even though we're tighteng some at the bottom of the cred box we're seeg better opportuni at -- the stuff we're approvg is g at higher FICOs and higher average and 's jt about cred qualy somethg we're improvg now. Don Gayhardt Hey, Bob.

Don Gayhardt It's certaly -- we looked at the -- I thk the New York Fed, put out their data over the weekend and you saw a lot of kd of creas other than sort of mortgage stuff, all are slowg down somewhat. I would like to turn, the nference back over to Don Gayhardt, for any closg remarks. (NYSE:CURO) Q2 2021 Earngs Conference Call July 29, 2021, 08:15 AM ET Company Participants Don Gayhardt - CEO Bill Baker - Print and COO Roger Dean - EVP, CFO and Actg Prcipal Acuntg Officer Matthew Keatg - IR Conference Call Participants Moshe Orenbuch - Cred Suisse Spencer Jam - William Blair John Rowan - Janney Montgomery Stt Operator Good day, ladi and gentlemen, and wele to the CURO Q2 2021 Conference Call.

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