This Policy Insight looks at the challeng and qutns surroundg recent policy chang that are expected to crease health surance verage and accs to re for lbian, gay, bisexual and transgenr (LGBT) dividuals and their fai, cludg the impact of the Affordable Care Act (ACA) and the Supreme Court's DOMA cisn.
Contents:
UNRSTANDG BENEFS OF GAY HEALTH INSURANCE
As a member of the LGBTI+ muny, 's important to unrstand the benefs of gay health surance and how n protect you and your loved on. * health insurance gay rights *
Are among adult and adolcent gay and bisexual men, acrdg to the CDC. As a member of the LGBTI+ muny, ’s important to unrstand the benefs of gay health surance and how n protect you and your loved on. Here are a few key benefs of purchasg gay health surance:.
The lbian, gay, bisexual, and transgenr muny has unique health risk factors. Get rourc and support wh Cigna. * health insurance gay rights *
Coverage for same-sex upl and fai: Gay health surance polici e clive language and provi verage for same-sex upl and fai. Legal protectn: Gay health surance polici may also offer legal protectn for LGBTI+ dividuals and upl, cludg verage for legal fe and expens curred as a rult of discrimatn or other legal issu. Coverage for domtic partnerships and civil unns: Many gay health surance polici also provi verage for domtic partnerships and civil unns, which are not regnized by standard health surance polici.
Connect wh an LGBTQ surance agent for all of your surance needs. Gay Homeowners Insurance and gay surance agents. * health insurance gay rights *
Coverage for specific health ncerns: Gay health surance polici may also provi verage for specific health ncerns that are more mon the LGBTI+ muny, such as HIV/AIDS treatment and mental health re. Overall, gay health surance is an important nsiratn for LGBTI+ dividuals and upl. However, transgenr dividuals are more likely to have been low e and unsured, and generally face greater challeng obtag health re than do lbian, gay or bisexual patients.
The impact of the HIV epimic is particularly alarmg, wh gay and bisexual men acuntg for two-thirds of new HIV fectns, and studi reportg that more than one four (28%) transgenr women are HIV posive. In addn, as currently terpreted, feral regulatns do not prohib discrimatn based on sexual orientatn outsi of state marketplac, where many lbian and gay dividuals will ntue to get their re and verage.